2. LICENSE TO USE WEBSITE
You must not:
- republish the Content or any part thereof;
- sell, rent or sub-license the Content or any part thereof;
- reproduce, duplicate, copy or otherwise exploit the Content or any part thereof for commercial purpose;
- edit or otherwise modify the Content or any part thereof; or
- redistribute the Content or any part thereof.
3. ACCEPTANCE OF USE
You must use this Website and the Services in compliance with and only as permitted by applicable law.
You must not use this Website or the Services in any way that cause damage to this Website or impairment of the availability or accessibility of this Website, or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.
You must not use this Website to copy, store, host, transmit, send, use, publish or distribute any material which consists of or is linked to any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software.
You must not circumvent or attempt to circumvent any limitation this Website imposes on your account.
You must not use this Website or the Services for any commercial purposes without this Website’s express written consent.
4. SUBSCRIPTION TO SERVICES
The Website features descriptions of Services offered by us, and various packages of Services available (the “Plans”). These descriptions of Services and Plans are for information purposes only and shall in no way constitute a formal offer to contract from Smart-Expatriation to perform the Services or offer the Plans for a particular price. A formal offer to contract which describes the Services and/or Plans for a particular price is only available from Smart-Expatriation once you proceed to subscribe for the Services and/or Plans you select to purchase. Some of our Services are offered on tailor-made basis, in which case we will send you a proposal which outlines the Services that are suitable for your needs and the price for such Services.
5. FEES AND PAYMENTS
You agree to pay Smart-Expatriation any fees for each Service you purchase or use (inclusive of any and all taxes or duties associated with the sale of the Service) in accordance with the pricing and payment terms presented to you for that Service.
Where applicable, you will pay our Services using the payment method you select through your account management page. The prices of our Services will be displayed in the following currencies: EUR, HKD and USD. We accept EUR, and USD for payment by credit card as global payments’ solution. We accept HKD only for payment via Paypal. To choose Paypal as your mean of payment, you must have a Paypal account. For users choosing Paypal as your mean of payment, you agree to bear the foreign exchange fee that may be imposed by Paypal if you are a customer outside Hong Kong. If you are using our Services on behalf of a corporate entity, you may select to pay the fees of our Service by telegraphic transfer to the bank account as designated by Smart-Expatriation. Any payment to be made by telegraphic transfer has to be credited in full to Smart-Expatriation’s bank account within 60 days, whereupon a confirmation of order shall be issued to you to acknowledge Smart-Expatriation’s receipt of the payment. In the event that you fail to transfer the payment to Smart-Expatriation’s bank account within the prescribed deadline as mentioned herein, without prejudice to any rights or remedies which Smart-Expatriation may have hereunder, Smart-Expatriation shall be entitled to treat your order as cancelled and not deliver any Services to you.
6. YOUR SMART-EXPATRIATION ACCOUNT
You are not obliged to register to use the Website or our Services. However, access to certain Services is only available to registered users.
You are solely responsible for maintaining the confidentiality and security of your username and password, and you will remain responsible for all use of your username and password, and all activity emanating from your account, whether or not such activity was authorized by you.
If your username or password is lost or stolen, or if you believe that your account has been accessed by unauthorized third parties, you are advised to notify us in writing, and should change your password at the earliest possible opportunity.
Smart-Expatriation may terminate your account and delete any content contained in it if there is no account activity (such as a log in event or payment) for over 12 months. However, we will attempt to warn you by email before terminating your account to provide you with an opportunity to log in to your account so that it remains active.
7. WEBSITE SECURITY
To ensure your transactions are secure, we use SSL technology (secure sockets layer) and encrypt all payment information.
If the URL of a secure document begins with "https://", the "s" indicates a secure channel to the server. Also, when security (SSL) is present, Microsoft Internet Explorer, Mozilla Firefox and Google Chrome display a padlock icon, which is closed once a secure channel is established.
When making a payment, always look at the url to see if either the https:// shows in the browser or if you can see the padlock, or both. If you cannot see any of these, or if you are unhappy in any way, do not proceed.
Smart-Expatriation uses public-key encryption using keys of various sizes, 40-, 56-, 128-bit, etc. The larger the key length and number of possible keys, the more difficult it is for unauthorised persons to decrypt or read the message. For example, messages encrypted with a 128-bit key are much more secure than a message encrypted with a 40-bit key.
While we use reasonable precautions to protect your personal information, order and payment details on our systems and provide suitable security, we cannot guarantee that information transmitted through the internet is secure, or that such transmissions will be free from delay, interruption, interception or error.
We cannot guarantee or warrant that any part of the Website, including any links to third party content, are free of viruses or other harmful code. It is your responsibility to take appropriate precautions, such as through the use of an anti-virus software package, to protect your computer hardware and software.
8. DISCLAIMER OF WARRANTIES
While it is our interest to provide you with a great experience when using our Website and the Services, there are certain things we do not promise about our Services.
The Website and the Content provided on the Website or on the reports or materials supplied to you under the Services is solely for general information purposes. We do not guarantee the accuracy, completeness or usefulness of the Website or the Content to your own financial circumstances. You expressly understand and agree that your use of the Website, the Content, or any activity arising from the use of the Website or the Content is strictly at your own risk. The Website or any Content are provided “as is” and “as available” basis without any representation or warranties, express or implied.
We expressly disclaim all warranties of any kind, whether express or implied, including, but not limitated to, warranties of title and non-infringement, warranties that the Website and the Services will be uninterrupted, error-free, accurate, reliable, and free from virus and other harmful components, and the implied warranties of merchantability and fitness for a particular purpose.
We will make every effort to ensure that the Content provided under the Services is as accurate and up-to-date as possible. However, certain information on the Content may change, and errors or omissions may occur, and Smart-Expatriation shall not be responsible for any loss or damage, financial or otherwise, resulting from any change in information on the Content provided by us, or any error or omission on the Website and Content provided by us.
Nothing on the Website or the Content constitutes, or is meant to constitute, advice of any kind. If you require advice in relation to any legal or financial matter, you should consult an appropriate professional.
9. LIMITATION OF LIABILITY
You expressly understand and agree that to the extent permitted by applicable law, Smart-Expatriation and its affiliates, officers, employees, agents, suppliers and representatives shall not be liable for any indirect, consequential, special, incidental, punitive, or exemplary damages whatsoever, including, but not limited to, damages for loss of profits, goodwill, use, data or other intangible loss, in contract, tort, strict liability, negligence, general civil liability or any other cause of action under legal or equitable theory, relating to the Website, the Content provided through the Website and/or Services, the use of the Website, or activities arising from your use of the Website and the Content.
To the extent permitted by law, the total liability of Smart-Expatriation and its affiliates, officers, employees, agents, suppliers and representatives, for any claims arising out of or in connection with the Website, the Content provided through the Website and/or Services, the use of the Website, or activities arising from your use of the Website and the Content will not exceed the amount you paid us to use that Service.
11. UNENFORCEABLE PROVISONS
12. DATA PROTECTION, PRIVACY AND COOKIES
14. ENTIRE AGREEMENT
15. INDEPENDENT CONTRACTOR
The relationship between you and Smart-Expatriation is that of independent contractors, and not legal partners, employees, or agents of each other.
16. NO WAIVER
19. LAWS AND JURISDICTION